On February 24-25, 2026, APA Insurance officially launched a new Cyber Insurance product in Kenya to help businesses mitigate the surging threat of digital attacks, including hacking, ransomware, and data breaches.
The product is designed for both large corporates and small and medium-sized enterprises (SMEs), addressing the reality that cyber risk is now a strategic board-level issue rather than just a technical one.
Protection against malware, ransomware (cyber extortion), denial-of-service (DoS) attacks, and data breaches.
Covers insider misuse, third-party breaches, and downstream losses affecting partners or customers.
Access to incident response specialists, forensic investigators, legal advisory, and crisis communication support to manage reputational damage.
Provides a cushion against financial losses and regulatory penalties, particularly important as compliance with the Kenya Data Protection Act tightens.
Context of the LaunchIndustry experts note that Kenyan SMEs typically lose between Sh2 million to Sh15 million per hack, while large corporates can face hits of up to Sh50 million.
The launch follows a reported 441% increase in attempted breaches in Kenya during the final quarter of 2025.
Group CEO Ashok Shah emphasized that with multi-million shilling ransom demands becoming common, cyber security must be integrated into fundamental business continuity planning.
By Anthony Solly
